Tools for the money decisions in between.
Free with your account, alongside your lessons. Use them whenever a real decision comes up.

Budgeting
Know where every dollar goes, before it goes.
Most money stress starts with not knowing where it went. The budget builder shows your whole month on one screen, so you can make a plan before payday instead of after.
- Add what comes in and what goes out
- See your month at a glance with the 50/30/20 rule
- Set a savings goal you can actually hit
Unlocks when you finish your first module, Money Basics & Budgeting.

Investments
See what a little, saved often, turns into.
Small amounts add up more than most people expect. Try a few numbers and see what saving every week could grow into for your family.
- Try different amounts and timelines
- Compare savings accounts, CDs and index funds
- Learn the basics in Intro to Saving & Investing
Credit
Raise your score, and the doors it opens.
Your score decides the rent you can get, the car loan rate you pay, sometimes even the job. Learn how it works and the steps that raise it.
- Learn what actually moves your credit score
- Read your credit report and fix errors
- Use credit without falling into debt
Insurance
Protect your family if the unexpected happens.
One accident or illness shouldn’t undo everything you’ve built. Learn which coverage protects your family, how much you need, and what to skip.
- What life, health and renters insurance actually cover
- How much coverage your family needs, and what to skip
- Questions to ask before you sign anything
Every tool, free with your account.
Plus short lessons on money, mental health and AI. Free, from your city.